Consulting
Strategy, operating-model design, target-state architecture and the business case that gets a programme funded and kept funded.
- Growth & portfolio strategy
- Operating model & org design
- Cost transformation
Management & Technology Consulting
We help financial institutions Transform Business
Who we are
Transformation that survives contact with the business.
Most transformation programmes fail quietly — in the gap between a strategy deck and a release branch.
- Domain-deep teams
- Delivery accountability
- Regulatory fluency
- Former practitioners
- Core-banking architects
- Model-risk reviewers
Programme scope
+130%
Delivery velocity, first 12 months
Global reach
32 offices
Core migration
On schedule
Tier-1 bank · 2024 – 2026
Industries
Specialists in one sector, and all of its corners.
Financial services is not one market. Each of these businesses carries its own economics, supervisors and failure modes — so each has its own MJK practice.
Services
Six capabilities. One accountable team.
We are deliberately structured so that advice and delivery are never separate contracts. Most engagements draw on three or four of these at once.
Talk to our team
Technology
Core platform replacement, cloud migration, API and integration estates, and the engineering practice to keep them maintainable.
- Core & platform modernisation
- Cloud & resilience
- Engineering enablement
Data & AI
Data products, governed model lifecycles and applied AI in underwriting, servicing and surveillance — with model risk handled from day one.
- Data architecture & products
- Applied & generative AI
- Model risk & validation
Digital Transformation
Customer journeys rebuilt end to end — onboarding, servicing, collections — measured on conversion and cost, not screens shipped.
- Journey & service design
- Digital onboarding
- Channel & CX platforms
Risk & Compliance
Prudential and conduct change, financial-crime effectiveness, resilience and remediation delivered under supervisory timelines.
- Regulatory change
- Financial crime & AML
- Operational resilience
Innovation
Venture building, tokenised-asset pilots and partnership models — taken from proposition to a regulated, supportable product.
- Venture & proposition build
- Digital assets & tokenisation
- Ecosystem partnerships
Featured transformation
Moving a 40-year-old core to real time — without a freeze on the roadmap.
A top-five European retail bank was spending 71% of its change budget keeping a 1980s deposits core alive. We led a four-year, parallel-run migration of 18 million accounts onto a cloud-native core, with the bank's own engineers taking ownership as we went.
18maccounts migrated with zero customer-impacting incidents
63%reduction in run cost per account over the programme
9 daysnew product time-to-market, down from eleven months
Insights
What we are arguing about this quarter.
Research and practitioner views from the teams doing the work. No gated summaries.
Our impact
Measured where it counts — in production.
0consultants and engineers worldwide
0offices across four continents
0of revenue from returning clients
0transformation programmes delivered
Careers
Be the expert the room was waiting for.
We hire people with an opinion and the evidence to back it. No pyramid, no bench, no pretending a junior analyst wrote the architecture. You will work on named programmes with clients who know your name.
Get in touch
Tell us what is stuck.
A partner will respond within two working days — not a form confirmation.